- Can you afford to pay the monthly premiums?
- Do you prefer to pay less in out-of-pocket costs?
- Are you comfortable with purchasing stand-alone insurance products to cover things like vision, dental, hearing or prescription drug coverage?
Why Medicare Supplement Insurance
Medicare Supplement (a.k.a. Medigap) is private health insurance that helps supplement Original Medicare. Medigap can help you budget your medical expenses month to month. Each plan is standardized by state and federal laws with premiums varying by each state and carrier. Choose from multiple plan options based on your budget and coverage needs.
Supplement Your Medicare and Help Budget Out-of-Pocket Costs
You want to keep your doctors, but you're tired of covering copays and deductibles. You shouldn't have to stress about paying for healthcare in your retirement years. Learn how you can budget your medical expenses with Medicare Supplement (a.k.a. Medigap) insurance.
Works with Your Medicare Parts A & B
Changing coverage options and healthcare providers can be a hassle. With Medigap insurance, you get to keep your Original Medicare and use your supplemental coverage anywhere that accepts Medicare.
Includes Standardized Benefits
You always know what you're getting with Medigap insurance. The plans are standardized to follow federal and state laws designed to protect you. That means each standardized policy must offer the same basic benefits, no matter which insurance company you choose.
Little to No Out-of-Pocket Costs
Copays and deductibles can add up. With Medigap insurance, all that—and sometimes more—is covered. Some plans may even cover all of your out-of-pocket costs, so you're only responsible for paying your plan's premium.